Property Insurance - all aspects

Posted by DeXtR at 4:11 AM | Labels: , , , , , , ,
Objects of insurance:
Acheter Soma


Acheter Celebrex

Acheter Celexa


Acheter Effexor


Acheter Levaquin


Acheter Desyrel


Acheter Nexium


Acheter Acomplia


Acheter Synthroid


Acheter Clomid


Acheter Lexapro


Acheter Viagra Brand

Acheter Deltasone


Acheter Viagra + Cialis + Levitra


Acheter Cipro


Acheter Kamagra


Acheter Nolvadex


Acheter Lasix


Acheter Zithromax

Acheter Levitra


     * Buildings
     * Machinery and equipment (industrial, engineering and technology, warehousing, commercial, refrigeration, etc.)
     * Office and industrial premises and finish
     * Computers
     * Furniture and household equipment manufacturing
     * Goods, raw materials and finished products in stock, in refrigerators, in the production room and sales area
     * Glass, mirrors, windows, billboards
     * Cash in safes and cash registers

Fear as property owned by the company and located in the renting, safekeeping, management, transferred as collateral, etc.

Corporate Property can be insured in the event of his death (loss) or damage as a result of the following events:

     * The fire, lightning.
     * Fall of aircraft and their parts
     * The explosion of steam boilers, gas pipelines, vehicles and other similar devices, as well as explosives and gas consumed for domestic and industrial purposes;
     * Natural disasters;
     * Damage to water, resulting from accidents in water supply systems, heating, drainage, sprinkler and deluge fire suppression systems;
     * Burglary, theft and robbery;
     * Malicious acts of third persons to damage or destruction of property;
     * Damage, loss or damage to property (food, etc.) due to damage or failure of the refrigeration;
     * Losses from interruption (Business Interruption);

Civil liability to third parties in the operation of the property.

Property insurance companies as possible from all risks, as well as from one or more of the risks of your choice.

Sum Insured

The sum insured is established by agreement between the company and the insurer in an amount not exceeding the actual value of the property at its location on the day of the contract of insurance.

When the insured event reimbursed actual damages in the amount of the company:

     * The actual value of insured property in the event of loss or theft;
     * The costs of restoring the damaged insured property in the event of damage.

Sample rates:

     * The buildings, including finishes and utilities - from 0,1% to 0,5%
     * Decoration and design elements of premises - from 0,1% to 0,6%
     * Production equipment - from 0,1% to 0,7%
     * Furniture and equipment - from 0,1% to 0,7%
     * Office equipment, household appliances - from 0,1% to 0,8%
     * Goods in stock - from 0,15% to 0,8%
     * Products on the trading floor - from 0,2% to 1,2%
     * Vehicles are not in the stage of operation - from 0,25% to 1,0%
     * Systems of electricity, gas and water supply - from 0,2% to 0,9%
     * Glass and signage- from 0,2% to 3,5%
     * Money and valuables - from 0,2% to 3,5%
     * Losses from suspension of production - from 0,15% to 0,65%

Property insurance - the easiest and most reliable way to protect themselves from financial loss in case of loss or damage.

Currently, insurance companies offer a unified insurance Express products, simplicity, brevity and speed of processing, as well as traditional, permitting consideration of the many features of a specific object of insurance.

Express products can combine several types of objects and insurance (for example: flat + homestead + cottage + civic responsibility)

Specialists "Insurance Shop EXPERT" will always help you understand the variety on the market of insurance products and find the best option of protection of your property.

Insurance risks:

For real estate and household goods - Full package of risks "(Fire, bay, natural disasters, illegal actions of third parties) in some companies can be supplemented with risk: the falling aircraft or their parts, design flaws (violation of the design), any impacts extended to animals and / or birds, power outage, used for the property. To GO - "Causing damage to property, life and health of third persons"
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